At Parsons & Associates, we dedicate ourselves to assisting our clients in protecting their financial well being using insurance products and risk-management principles. In that effort, we respect and protect the privacy of those who use our services, products and/or Web Site.
Because of our role in handling your information, federal legislation requires us to provide this description of our information collection and sharing practices. This document specifically describes how we handle your personally identifiable information and applies to products and services for your personal or business use provided by Parsons & Associates, Inc., companies owned or controlled by Parsons & Associates, Inc. (hereafter referred to as subsidiaries) and the companies with which we place or request insurance coverage from.
When you visit our Web site, or ask us to provide insurance coverage and/or solicit proposals from insurance providers on your behalf, we may collect the following types of information about you:
• General Information, such as your name, address, phone, and email address to fulfill your requested service and to contact you in the future.
• Financial Information, such as information on your insurance application, credit history obtained from a consumer reporting agency, or bank account information to evaluate your eligibility for certain products.
• Underwriting Information, such as previous claim history from the Comprehensive Loss Underwriting Exchange, Department of Motor Vehicle Operator’s License Abstracts, Vehicle Registration Abstracts.
When it may be necessary to share the information you provide:
Parsons & Associates does not share your personally identifiable information with third parties unless it is related to fulfilling the services you’ve asked us to perform, or as is permitted by law. The information you provide us can only be shared under limited circumstances. These include:
• Within Parsons & Associates and our subsidiaries
We may share information about you, and the products and services you have purchased from us, within Parsons & Associates and our subsidiaries, all of whom follow our privacy policies.
• With service providers
In some cases, we employ service providers to provide a product you request, to fulfill a service you request, or to market one of our products or services. Examples include issuance of insurance policies, offering online insurance applications, or sending e-mails on our behalf. While this may require us to share your information, these service providers are strictly prohibited from using your information other than to act on our mutual behalf.
• For legal reasons
In some cases we may be required to disclose certain information to comply with the law, an investigation, or a legal process, such as a court order or subpoena.
• In case of a sale of a business
Your information may be transferred in connection with a sale, merger, transfer, exchange, or other disposition (whether of assets, stock, or otherwise) of all or a portion of a business of Parsons & Associates, or its subsidiaries.
Our Security Safeguards
We employ industry-standard physical, electronic, and procedural security safeguards to protect the personally identifiable information that you have provided to us from loss, misuse, or unauthorized alteration. Whenever we prompt you to transmit sensitive information, such as a Social Security Number, Drivers License Number or Date of Birth to us through our Web sites, we support encryption of your data as it is transmitted.
We treat information concerning our former customers the same way we treat information about our current customers.
Please Note: This website is intended to present a general overview for illustrative purposes only. It is not intended to constitute a binding contract. Please remember that only the relevant insurance policy can provide the actual terms, coverages, amounts, conditions and exclusions for an insured. Insurance coverages may not be changed or added by email request. They must be confirmed by a representative from Parsons & Associates, Inc.
Privacy Statement: Any information provided by a consumer or customer via our online forms WILL be held in the strictest confidence. No information will be shared with others. Our goal is to respond to all submissions within two business days.
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